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Subscribe to the AARP Money Newsletter for more on finances, scams and consumer protection Q: Are today's scammers less charming than you were?

A: There's really no such thing as a con man anymore—the well-dressed, sophisticated guy who speaks well.

When making contact with you, scammers start by complementing you on your looks. "I love you" is a statement that everyone wishes to hear, but how do you know if it's real?

When you say you'll be in his area and would like to get together, he can't meet with you.This is a great test: Ask to meet soon after the introduction on the Internet.If there are continual excuses, then you know that person doesn't really live where they say they do, and/or he isn't truly interested in you.8. Most people who earn a decent living wish to be wanted for who they are, not for their income.Some people have great success with Internet dating; yet, there are hazards that must be known so that Internet dating doesn't cost you emotionally, mentally and monetarily.Some are so desperate to find love, that they ignore warning signs, in a hopeful exchange of a possibility of being in love.

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Not many do, especially when you've not known each other for very long.10. Ask him to send you a picture of himself via snail mail.

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